Mortgages: Purchase/Refi, Private: No income/credit, 2nd, Bridge

Buy home in Calgary; 1st/2nd mortgages, Refi, Private, no credit

Best Mortgage rate: 4.99%; Low credit mortgage rates from 5.99%; No income/credit rates from 7.99%; 2nd Mortgage rates from 8.49%; 0 Lender fee Private rate from 8.95%; $20,000 down payment option for flippers/BRRRR; Zero down payment option with blanket mortgage; Bridge Loans from 8.99%; Rent to own programs with 5% down - Get qualified based on your bank statement income.

Get a pre-qualification without requiring a credit pull to see the amount of mortgage you will qualify for at the link: https://mtgapp.scarlettnetwork.com/Vikram_App_Link/home

Did the bank decline your mortgage approval due to stress test, high debt ratios, No income proof, Bankruptcy, consumer proposal, divorce, spousal buyout, no NOA, Taxes not filed, CRA Payout or credit issues? We have solutions & will advise you based on your situation at no obligation.

Are you stressed about due to changing mortgage environment? We just launched a Mortgage Relief Program! We look for opportunities to provide some relief on your family finances. I have had great success with clients stressed out about their mortgage & debt situation. In the changing market situation, let's see if we could provide some relief.

Mortgage rates: 4.99% with Minimum 5% down payment, if you have Good provable income & credit score.

Provable Income (Thru' Bank statements) but low credit: Mortgages starting at 5.99% with Minimum 20% down payment.

No income verification: Private mortgages with starting at 7.99% for low LTV. No income docs or NOAs required. Minimum 20% down payment required.

Private Fully open 1st & 2nd Mortgages for Real Estate Investors/ Flippers/ builders. We will help you expand your investment portfolio. Upto 65% of serviced land financing & 50% for Raw land.

Zero Down payment option: We will finance your new purchase upto 100% of purchase price using cross-collateral if you have 25%+ equity in another property.

$20,000 down payment option for Flippers/BRRRR investors: We will finance your new Flip/BRRRR project with only $20,000 down payment & fund in 24 hours so most of your funds will be used for renovations. The loan amount is upto 80% of ARV (After Repair Value). 6 months fully open mortgage. No minimum credit score & no debt service ratio requirements.

Zero Lender Fees Private: First mortgage available upto 75 LTV, Rates starting at 8.95%. No Income Verification, No Minimum Credit Score. Only 1% Broker Fee for Private Mortgages!! (Min. $2000)

BRRRR: For investors looking to grow investment property portfolio, we have lenders options on A/B/C or private side

Bridge Loans: Did you buy your new property but existing one hasn't been sold yet? We will arrange private bridge loans with no income proof at fixed rate of 7.99% for 30/60/90+ days.

2nd Mortgage rates from 8.49%: Use equity in your home for emergency funds or to consolidate your high interest debts. 2nd mortgages Rates: 7.99% (50 LTV) to 12% (80 LTV)

Private construction mortgages: We help you with quick private construction mortgage draws upto 80% of completed value.

Quick equity loans: Home equity loans in your bank account within 2 business days at 8.99%. There are no appraisals required, no broker fee and no legal fee!!

Rent to own: Do you have 4%+ down payment but don't qualify for mortgage due to credit issues, business income or stress test? Qualify with your income based on bank statements. We also help stop a foreclosure or power of sale & keep you in your house.

Refinance/ 2nd mortgage: Do you need money now or want to consolidate High-interest credit cards? We will refinance your mortgage upto 80% of property value, have smaller payments with a lower interest rate.

Institutional & Private Commercial financing: Need quick approval for your hard-to finance projects? We have private commercial lenders who lend based on equity upto 65-75% LTV for a profitable income-producing property. Private rates start at 7.95%.

At Zolo Mortgages, we have access to 50+ lenders to meet your needs. Leave your worries to us & get approved in as little as 2 business days.

Lending all over Canada. I will get you approved over the phone/text/email. I will help you with answers to your mortgage questions & get you approved without the need to meet in person.

For quick response call/text @ 905-699-6681 or email broker@VikramMortgage.com for no obligation free consultation. I answer your calls/text & emails 7 days a week from 9am - 9pm.

Vikram Dhanju
Mortgage Broker & Financial Advisor
Cell: 905-699-6681
Email: broker@VikramMortgage.com
Broker License #M17001955
Zolo Mortgages; Brokerage License #13191
5700 Yonge Street, Suite 1900, Toronto, ON M2M 4K2
www.VikramMortgage.com