Best Mortgage rate: 4.19%; Low credit/ Business income mortgage rates from 4.84%; No income/credit private 1st/2nd from 4.99%; Refinance, HELOC, Pre-approval, Stop Power of Sale.
Visitor & Supervisa Insurance.

Do you receive rental income? Let me show you how to get $50,000-$200,000 refunds from Govt with a correct mortgage structure & Pay-off your mortgage 9-15 years faster;

Pre-Qualify:
If you are looking to purchase a new home, you can check the max mortgage approval amount for FREE at www.pre-qualify.ca
No upfront credit pulls required. Professional advice & no obligation!!

Debt Consolidation:
Do you need funds to pay high mortgage / credit cards & have equity in your property? Take advantage of our Mortgage & Debt Relief Program!
www.Debtanalyzer.ca

Landlords: Save $50,000-$500,000 by making your primary residence mortgage tax deductible & Pay-off your mortgage 9-15 years faster with no additional payments.
Do you own a rental property that's in negative cash flow due to high rates & want to make it positive cash flowing asset without additional personal cash inputs?
We help to structure your mortgage correctly to achieve it all without any increase in mortgage payments. The quickest way to become mortgage free & build wealth is by leveraging your home equity. Ask us how with a FREE consultation.

Best Mortgage rates: 4.19% with a Minimum 5% down payment, if you have Good provable income & credit score.

Provable Income (Thru' Bank statements) but low credit: Mortgages starting at 4.84% with a Minimum 20% down payment.

No income verification: Private mortgages upto 80% LTV. Rates starting at 6.99% for low LTV. No income docs or NOAs required.

Private Fully open 1st & 2nd Mortgages for Real Estate Investors/ Flippers/ builders. We will help you expand your investment portfolio. Upto 65% of serviced land financing & 50% for Raw land.

$20,000 down payment option for Flippers/BRRRR investors: We will finance your new Flip/BRRRR project with only $20,000 down payment & fund in 24 hours so most of your funds will be used for renovations. The loan amount is upto 80% of ARV (After Repair Value). 6 months fully open mortgage. No minimum credit score & no debt service ratio requirements.

Zero Lender Fees Private: First mortgage available upto 75 LTV, Rates starting at 9.95%. No Income Verification, No Minimum Credit Score. Only 1% Broker Fee for Private Mortgages!! (Min. $2500)

BRRRR: For investors looking to grow investment property portfolio, we have lenders options on A/B/C or private side.

Bridge Loans: Did you buy your new property but existing one hasn't been sold yet? We will arrange private bridge loans with no income proof at fixed rate of 8.99% for 30/60/90+ days.

2nd Mortgage rates from 4.99%: Use equity in your home for emergency funds or to consolidate your high interest debts.
Quick equity loans: Home equity loans in your bank account within 2 business days at 4.99%. There are no appraisals required, no broker fee and no legal fee!!

Rent to own: Do you have 5%+ down payment but don't qualify for a mortgage due to credit issues, business income or stress test? Get into rent to own to build your down payment or credit score & buy your home off the investor within 3 years. Qualify with your income based on bank statements. We also help stop a power of sale & keep you in your house. Refinance up to 90%. Notice of Sale up to 85%.

Debt consolidation: Do you need money now or want to consolidate High-interest credit cards? We will refinance your mortgage upto 80% of property value, have smaller payments with a lower interest rate.

Stop power of Sale: Mortgage in Default or Trouble making mortgage payments? If you have 15%+ equity in your property, we can help you can stay in your house.

Reverse Mortgage: Are you a senior with good equity in your property? You can withdraw the equity without need to make monthly mortgage payments.

Institutional & Private Commercial financing: Need quick approval for your hard-to finance projects? We have private commercial lenders who lend based on equity upto 65-75% LTV for a profitable income-producing property. Private rates start at 8.95%.

Did the bank decline your mortgage approval due to stress test, high debt ratios, No income proof, Bankruptcy, consumer proposal, divorce, spousal buyout, no NOA, Taxes not filed, CRA Payout or credit issues? We have solutions & will advise you based on your situation at no obligation.

Supervisa & Visitor Medical Insurance:
We offer best rates for Supervisa & Visitor Medical insurance, Life insurance, Critical illness insurance, Disability insurance, RESP, RRSPs, Seg. Funds investments.
Supervisa & Visitor Medical Insurance: Are your Parents/ Family coming to Canada on Super Visa/ Visitor Visa? Call us and we will give you guaranteed lowest quote
Hospitalization in Canada can easily cost $4,000 a day. Protect your finances by getting Visitor Medical Insurance. Monthly payment plans are available.

At Vine Group, we have access to 80+ lenders to meet your needs. Leave your worries to us & get approved in as little as 2 business days.

Lending all over Canada. I will get you approved over the phone/text/email. I will help you with answers to your mortgage questions & get you approved without the need to meet in person.

For quick response call/text @ 905-699-6681 or email broker@VikramMortgage.com for no obligation free consultation. I answer your calls/text & emails 7 days a week from 9am - 9pm.

Vikram Dhanju
Mortgage Broker & Financial Advisor
Cell: 905-699-6681
Email: broker@VikramMortgage.com
Vine Group Mortgage Brokerage; License #13511
555 Bloor St. E., Toronto, ON M4W 1J1
www.VikramMortgage.com