Mortgages: Purchase/Refi, Private: No income/credit, 2nd, Insur.
Description
Best Mortgage rate: 4.89%; Low credit mortgage rates from 6.29%; No income/credit rates from 8.99%; 2nd Mortgage rates from 4.99%; 0 Lender fee Private rate from 8.95%; Visitor & Supervisa Medical Insurance.
Pre-Qualify:
If you are looking to purchase a new home, you can check the max mortgage approval amount for FREE at www.pre-qualify.ca
No upfront credit pulls required. Professional advice & no obligation!!
Debt Analyzer:
Do you need funds to pay high mortgage / other expenses & have equity in your property? Take advantage of our Mortgage & Debt Relief Program!
www.Debtanalyzer.ca
Best Mortgage rates: 4.89% with a Minimum 5% down payment, if you have Good provable income & credit score.
Provable Income (Thru' Bank statements) but low credit: Mortgages starting at 6.29% with a Minimum 20% down payment.
No income verification: Private mortgages starting at 8.99% for low LTV. No income docs or NOAs required. A minimum 20% down payment is required.
Private Fully open 1st & 2nd Mortgages for Real Estate Investors/ Flippers/ builders. We will help you expand your investment portfolio. Upto 65% of serviced land financing & 50% for Raw land.
Did the bank decline your mortgage approval due to stress test, high debt ratios, No income proof, Bankruptcy, consumer proposal, divorce, spousal buyout, no NOA, Taxes not filed, CRA Payout or credit issues? We have solutions & will advise you based on your situation at no obligation.
Zero Down payment options: 1. We will finance your new purchase upto 100% of purchase price using cross-collateral if you have 50%+ equity in another property. 2. You have excellent income & credit but no down payment - we will guide you with your options to buy with 0 down. 3. You purchase from a builder few years ago & property value is now higher - we will help you get financing based on current property value.
$20,000 down payment option for Flippers/BRRRR investors: We will finance your new Flip/BRRRR project with only $20,000 down payment & fund in 24 hours so most of your funds will be used for renovations. The loan amount is upto 80% of ARV (After Repair Value). 6 months fully open mortgage. No minimum credit score & no debt service ratio requirements.
Zero Lender Fees Private: First mortgage available upto 75 LTV, Rates starting at 9.95%. No Income Verification, No Minimum Credit Score. Only 1% Broker Fee for Private Mortgages!! (Min. $2500)
BRRRR: For investors looking to grow investment property portfolio, we have lenders options on A/B/C or private side
Bridge Loans: Did you buy your new property but existing one hasn't been sold yet? We will arrange private bridge loans with no income proof at fixed rate of 8.99% for 30/60/90+ days.
2nd Mortgage rates from 4.99%: Use equity in your home for emergency funds or to consolidate your high interest debts.
Quick equity loans: Home equity loans in your bank account within 2 business days at 4.99%. There are no appraisals required, no broker fee and no legal fee!!
Rent to own: Do you have 5%+ down payment but don't qualify for a mortgage due to credit issues, business income or stress test? Get into rent to own to build your down payment or credit score & buy your home off the investor within 3 years. Qualify with your income based on bank statements. We also help stop a foreclosure or power of sale & keep you in your house.
Debt consolidation: Do you need money now or want to consolidate High-interest credit cards? We will refinance your mortgage upto 80% of property value, have smaller payments with a lower interest rate.
Reverse Mortgage: Are you a senior with good equity in your property? You can withdraw the equity without need to make monthly mortgage payments.
Institutional & Private Commercial financing: Need quick approval for your hard-to finance projects? We have private commercial lenders who lend based on equity upto 65-75% LTV for a profitable income-producing property. Private rates start at 8.95%.
Supervisa & Visitor Medical Insurance:
We offer best rates for Supervisa & Visitor Medical insurance, Life insurance, Critical illness insurance, Disability insurance, RESP, RRSPs, Seg. Funds investments.
Supervisa & Visitor Medical Insurance: Are your Parents/ Family coming to Canada on Super Visa/ Visitor Visa? Call us and we will give you guaranteed lowest quote
Hospitalization in Canada can easily cost $4,000 a day. Protect your finances by getting Visitor Medical Insurance. Monthly payment plans are available.
Annual premium estimate of Supervisa Medical Insurance with $0 deductible:
Age --------------------- Premium for $100,000 Coverage for 365 days
26-40 ------------------- $878.40
41-60 ------------------- $997.20
61-64 ------------------- $1303.20
65 ---------------------- $1,472.40
66-69 ------------------- $1,659.60
70 ---------------------- $2,052.00
71-74 ------------------- $2,282.40
75 ---------------------- $2,660.40
76-79 ------------------- $2,840.40
80 ---------------------- $3,420.00
81-85 ------------------- $3,744.90
86+ --------------------- $5,292.50
Coverage for Pre-Existing conditions: Call for quote.
Premium reduction by increasing deductible:
Deductible -------- Premium reduction
$250 ----------------- (-10%)
$500 ----------------- (-15%)
$1,000 --------------- (-20%)
Higher deductible options available but not recommended. Full Refund if Super Visa denied.
At Zolo Mortgages, we have access to 50+ lenders to meet your needs. Leave your worries to us & get approved in as little as 2 business days.
Lending all over Canada. I will get you approved over the phone/text/email. I will help you with answers to your mortgage questions & get you approved without the need to meet in person.
For quick response call/text @ 905-699-6681 or email broker@VikramMortgage.com for no obligation free consultation. I answer your calls/text & emails 7 days a week from 9am - 9pm.
Vikram Dhanju
Mortgage Broker & Financial Advisor
Cell: 905-699-6681
Email: broker@VikramMortgage.com
Broker License #M17001955
Zolo Mortgages; Brokerage License #13191
5700 Yonge Street, Suite 1900, Toronto, ON M2M 4K2
www.VikramMortgage.com
- Ad Type: Offering
real estate | real estate services