Dreaming of buying your own home?
Description
Before you pay your next month’s rent (and your landlord’s mortgage) here are some things you should know.
Many people who rent can actually afford to buy their own home.
What’s stopping them?
Many believe that they’d require a big down payment, which is difficult if not impossible to save for while trying to keep up with payments on all their other bills. Others are convinced that they won’t qualify for a mortgage and that the payment would be just too difficult to carry anyway.
However, you could actually qualify for a 5% down payment mortgage and not realize it! If you need help with a down payment, you may have funds in your RRSP’s that can be used as part of a down payment without paying income tax on the withdrawal. You could also have the money gifted from a family member.
And for the most part, the average mortgage payment costs about the same as the average monthly rent payment.
My promise to you:
I will consult with you on an individual basis to help you determine if you qualify and how much you can afford. (And you won’t have to sit in a bank to do it). If you are not able to qualify right away, don’t worry!! I will work with you to get you there as soon as possible!
I will explain the whole process and answer any questions that you have until you feel you are ready to take the next step.
I will provide you with a free guide that will help you through each step in the process and never be more than a phone call away if you need it.
****During these challenging times (depending on your comfort level with technology) most if not the entire mortgage process can be completed remotely. For more information, please contact me directly with any questions or concerns****
Helping you make the dream of owning your own home a reality!!
Mike Robinson, BA
Mortgage Agent License #M08010208
My Mortgage Planner App. The only mortgage app you’ll need. Download it today from Google Play or the App store. https://www.maapp.ca/app/michael-robinson
Phone: (289) 707-4765
E-Mail: mike@southernontariomortgages.com
Head Office: 5675 Whittle Rd. Mississauga, ON. L4Z 3P8
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2021-02-28